Independent insurance agency serving MS, AL, AR, and TN. We deliver competitive pricing, responsive service, and straightforward insurance solutions for families and businesses.
At Sprout Insurance, we believe insurance shouldn't be confusing or one-size-fits-all. It should be simple, personal, and built around you, not the insurance company.
We're independent agents serving MS, AL, TN, and AR. That means we don't work for one company, we work for you. We shop top-rated carriers to find the right coverage at the best value, and when something goes wrong, we're in your corner.
Whether it's your home, auto, life, business, builders risk, or equipment coverage, we take the time to understand what you actually need, then build a policy that protects it the right way.
At Sprout Insurance, we shop so you don't have to.
The difference at Sprout Insurance is who we work for. You! As independent agents, we have the flexibility to compare multiple reputable carriers and tailor coverage to your specific needs. We don't believe in shortcuts or one-size-fits-all policies. Whether it's personal coverage, business insurance, builders risk, or equipment protection, we focus on getting it right from the start. And if you ever have a claim, we're right there with you, making sure you're treated fairly and taken care of.
We work for you, not one insurance company. We compare top-rated carriers to find you the best coverage at the best value.
You're not just a policy number. We take time to understand your unique needs and provide personalized insurance solutions.
Serving MS, AL, TN, and AR, we understand the unique insurance needs of our region and communities.
When you have a claim, we're in your corner. We handle the details so you can focus on what matters most.
The people behind Sprout Insurance, dedicated to serving you with expertise and care

Founder & Principal Agent
Tim Tubb founded Sprout Insurance with a simple mission: to provide honest, independent insurance advice that puts clients first.
With years of experience in the insurance industry and deep roots in the communities we serve, Tim understands that insurance isn't one-size-fits-all. Every family, every business, and every individual has unique needs and concerns.
That's why Tim built Sprout Insurance as an independent agency—free to work with multiple top-rated carriers and focused entirely on finding the right coverage for each client.
When you work with Sprout Insurance, you're working with someone who lives and works in your community, understands your challenges, and is committed to being there when you need help most.
Heir Apparent
The next generation of Sprout Insurance, bringing fresh perspective and dedication to continuing the family tradition of exceptional service.
Insurance Agent
Dedicated to helping clients find the right coverage solutions with expertise and personalized service.
Insurance Agent
Committed to providing comprehensive insurance solutions and exceptional customer care.
We're licensed and ready to help clients across Mississippi, Alabama, Tennessee, and Arkansas with all their insurance needs.
Mississippi
Alabama
Tennessee
Arkansas
Let's find the right coverage for you. Contact us today for a free quote.
Available Monday-Friday, 9am-5pm CT